The Falcons surely hope to avoid being called “dumb” by Matt Ryan’s agents next year. Of course, if being dumb means winning the Super Bowl, the Falcons would gladly wear the dunce cap. For now, the posture between Ryan and the team that made him the third overall pick in the 2008 draft is identical to last year’s contract standoff between the Ravens and Joe Flacco. Ryan has a year left on his deal, both sides want to extend the contract, but an agreement has not been reached. For now, Ryan bears the risk of injury and ineffectiveness. If Ryan makes it through 2013 unscathed, the Falcons will have to choose between giving him market value, using the non-exclusive franchise tag (which exposes him to being pilfered by another team in exchange for two first-round picks), or the exclusive version of the tag (which could cost nearly $20 million for 2014 and unlock a year-to-year formula that would put the Falcons well north of $70 million for three years). Per a source with knowledge of the situation, casual talks currently are occurring, with an expectation that things will heat up after the July 4 holiday.