It's possible that there's a Louisville fan out there who is holding out hope that no matter what happens in 2013 Teddy Bridgewater will return in 2014 for his senior season. And I suppose that's possible even if Bridgewater would likely be a first-round draft pick in the NFL next spring but it's not likely.

It's even less likely when you find out that Bridgewater has taken out an insurance policy on himself.

Yeah while that's a very smart move for Bridgewater to make as it protects him in case something terrible happens it's also a good indicator he doesn't plan to return to school next season. Athletes generally don't take out these kind of insurance policies unless they're planning to go pro in the near future.