From what I read, Americans are saving more than they have in a long time. Apparently they’re still worried about the economy, plus they like seeing money grow in their bank accounts.

Still, there is a never-ending temptation to buy something RIGHT NOW.

In that light, I’d like to share what limited knowledge I have regarding accumulation of wealth and acquisition of assets: Sit on it.

I don’t mean like The Fonz used to say on “Happy Days.” I mean don’t do anything for the time being. There will be plenty of opportunity for spending when the time is right.

I know the venture capitalists are smirking right now, but if I were Jazz general manager Dennis Lindsey I’d tell my secretary to notify callers that I’ll get back to them this summer.

Then I’d go shopping for Boogie Boards.

I bring this up because the NBA’s trade deadline is rapidly approaching, and along with it come the usual trade rumors. Most of them say the Jazz are trying to trade Al Jefferson and/or Paul Millsap. I wouldn’t do that, unless the team can get, oh, Chris Paul in return — which isn’t likely to happen. (Side note: Trades should have a 30-day guarantee, like kitchen knives; all you pay is shipping if you want to return the item.)