Charlotte Hornets rookie Malik Monk -- the 11th overall pick in the draft -- was involved in a car accident early Sunday morning ... and was cited by cops for careless driving.

According to police documents obtained by TMZ Sports, Monk was driving near the University of Arkansas around 5:46 AM when his red 2002 Lexus ran off the road and crashed into a gate.

University police responded and cited the 20-year-old for careless driving and no proof of insurance.