"The standings show the Warriors have 10 losses, but coach Mark Jackson said they have been beaten only twice.

"I would say two teams beat us: the Philadelphia 76ers and the Charlotte Bobcats," Jackson said recently.

The other eight? They are the results of a lack of clutch play. The Warriors have made defensive progress and exhibited team unity, and management has made some good moves, but it all has been obscured by the team's inability to finish games strong.

Jackson said he is encouraged, but winning is something a team must learn. And if the Warriors don't learn the lesson soon, their playoff promise figures to go unfulfilled."