"The Jaguars will be without at least one starter against the Houston Texans this weekend.
Quarterback David Garrard will have surgery on his right middle finger tomorrow.
Garrard first injured the finger by hitting it on the helmet of one of the Colts' defensive ends two weeks ago. He couldn't remember if it was Dwight Freeney or Robert Mathis.
The Jaguars have two other quarterbacks on their roster -- former Buffalo starter Trent Edwards and third quarterback Todd Bouman."